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Hourly Wage Take-Home Pay Calculator (Japan)

Estimate your monthly take-home pay in Japan from an hourly wage. Enter your hourly rate, daily hours, and working days per month, then deduct health insurance, pension, employment insurance, income tax, and resident tax based on your enrollment status and age.

Input

Enter your hourly wage, hours per day, working days per month, social insurance status, and age to estimate monthly take-home pay after deducting Japanese social insurance and taxes from your gross pay.

yen
hours
days
Social insurance status

Choose whether you are enrolled in your employer social insurance.

years

Long-term care insurance is added for ages 40 to 64.

Result

Estimated monthly take-home pay

153,884yen

Gross annual pay

2,304,000 yen

Net annual pay

1,846,608 yen

Take-home rate

80.1 %

Social insurance (monthly)

28,320 yen

Monthly breakdown

Gross monthly pay192,000 yen
Health insurance (incl. care)9,600 yen
Pension insurance17,568 yen
Employment insurance1,152 yen
Income tax (estimate)3,029 yen
Resident tax (estimate)6,767 yen
Net monthly pay153,884 yen

If you work within a dependent range, the 1.06 and 1.3 million yen thresholds affect take-home pay. This tool is an estimate, so use it as guidance only.

How it works

  • Gross monthly pay is hourly wage times hours per day times working days per month; gross annual pay is twelve times that. Overtime, bonuses, and commuting allowances are not included.
  • If social insurance enrollment is set to enrolled, the employee share of health insurance, pension, and employment insurance is deducted. Health insurance uses the roughly 10 percent national average of Japan Health Insurance Association (about 5 percent for the employee), with about 0.8 percent added as long-term care insurance for ages 40 to 64. Pension is 18.3 percent (9.15 percent for the employee) and employment insurance is 0.6 percent for the employee.
  • Choosing employment insurance only deducts employment insurance without health insurance or pension. Choosing not enrolled deducts no social insurance, estimating taxes only.
  • Income tax applies Japan progressive rates to taxable income after the employment income deduction, the basic deduction, and social insurance, plus a 2.1 percent special reconstruction surtax, then divides the annual amount by twelve. Resident tax is about 10 percent of taxable income plus a flat per-capita levy, divided by twelve.
  • Rates are representative values for fiscal year 2024 (Reiwa 6) and are estimates only. Actual amounts vary by employer, municipality, dependents, deductions, and standard monthly remuneration grade. Confirm exact figures with your pay slip, employer, or local government.
  • If you work within a dependent range, the 1.06 million yen threshold (a rough point where social insurance enrollment can begin under certain conditions) and the 1.3 million yen threshold (a rough point for leaving dependent status) affect take-home pay. This tool is an estimate, so treat the thresholds as guidance only.

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