Japan Income Wall Checker (1.03M / 1.06M / 1.3M / 1.5M yen)
Enter your annual income (gross) to instantly see which of Japan's income walls — 1.03M, 1.06M, 1.3M, and 1.5M yen — you have crossed and how much room is left until the next one. Toggle whether your workplace enrolls you in social insurance.
Input
Social insurance at your workplace (1.06M yen wall)
Choose "Applies" if your way of working is subject to expanded social insurance coverage (broadly, employers with about 51+ staff). When it does not apply, the 1.06M yen wall is not judged.
Result
For an annual income of ¥1,200,000
Nearest income wall ahead
1.3M yen wall
Remaining until you reach it
¥100,000
1.03M yen wall
Rough point where income tax starts to apply to you (¥1,030,000). Also the income ceiling for the full spousal deduction.
1.06M yen wall
If your workplace is subject to expanded coverage, the rough point where you must enroll in social insurance (health insurance and employees' pension) (¥1,060,000).
1.3M yen wall
Rough point where you leave a family member's social insurance dependent status and must enroll yourself (¥1,300,000).
1.5M yen wall
Income ceiling for the full special spousal deduction (¥1,500,000). Above it, the deduction is gradually reduced.
How it works
- Enter your gross annual income (one year of employment income) to see whether you have crossed the 1.03M, 1.06M, 1.3M, and 1.5M yen lines, and how much is left until the next wall. The amounts are the most common, reference thresholds.
- The 1.03M yen wall is the rough point where income tax starts to apply to the employee, and also the income ceiling for the full spousal deduction. The 1.5M yen wall is the income ceiling for the full special spousal deduction; above it the deduction is gradually reduced (both are judged as walls that take effect when you go above them).
- The 1.06M yen wall is the rough point where you must enroll in social insurance (health insurance and employees' pension) if your workplace is subject to the expanded coverage (broadly, employers with about 51+ staff and certain conditions). You can toggle whether your workplace enrolls you in social insurance; when it does not apply, this wall is not judged.
- The 1.3M yen wall is the rough point where you leave a family member's (e.g. spouse's) social insurance dependent status and must enroll in social insurance yourself (the 1.06M and 1.3M walls take effect at or above those amounts).
- This judgment is only a guide based on common amounts. Actual tax and social insurance depend on non-salary income, various deductions, the rules of your employer or insurer, and how the dependent test is applied (monthly vs. annual income).
- Note: tax reforms from 2025 onward may revise the income at which income tax starts (the so-called 1.03M yen wall) and related thresholds. For the latest rules and an accurate judgment, consult your employer, a pension office, a tax office, or a professional.
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Japan Income Wall Checker (1.03M / 1.06M / 1.3M / 1.5M yen)