Take-Home Pay Calculator (Japan)

Enter your gross annual salary to estimate your yearly and monthly take-home pay in Japan after social insurance, income tax, and resident tax, along with your net pay rate.

Input

Enter your gross annual salary to estimate your take-home pay after social insurance, income tax, and resident tax. This is an approximate figure for company employees in Japan.

Gross annual salary

×10,000 yen

Other income deductions

×10,000 yen

Total of spousal, dependent, life insurance deductions, etc. (optional)

Long-term care insurance (ages 40–64)

Result

Estimated annual take-home pay

3,144,726yen

Monthly take-home

262,061 yen

Net pay rate

78.6 %

Total deductions

855,274 yen

Breakdown (annual estimate)

Gross annual salary	4,000,000 yen
Employment income deduction	1,240,000 yen
Social insurance	590,000 yen
Income tax	86,274 yen
Resident tax	179,000 yen
Take-home pay	3,144,726 yen

How it works

This tool assumes a company employee in Japan and estimates take-home pay by subtracting social insurance, income tax, and resident tax from your gross annual salary. The figures are approximate; your actual take-home pay varies with your municipality, age, dependents, deductions, and bonuses.
The employment income deduction follows the schedule used from 2020 onward (capped at 1,950,000 yen for salaries above 8,500,000 yen).
Social insurance is estimated by treating your standard monthly remuneration as annual salary ÷ 12, using employee-share rates of 5.0% for health insurance, 9.15% for employees' pension, and 0.6% for employment insurance. Health insurance is capped at a standard monthly remuneration of 1,390,000 yen and pension at 650,000 yen. These are nationwide average rates (Kyokai Kenpo); your prefecture or health insurance society may use different rates.
Turning on "long-term care insurance (ages 40–64)" adds an employee-share care insurance rate of about 0.8% to your health insurance.
Income tax is calculated by applying the tax-rate schedule to taxable income after the 480,000-yen basic deduction and social insurance, then adding the 2.1% special reconstruction income tax. Resident tax is the standard amount: 10% of taxable income after the 430,000-yen basic deduction, plus a 5,000-yen per-capita levy.
"Other income deductions" accepts the total (in 10,000-yen units) of deductions such as spousal, dependent, and life insurance deductions. Tax credits such as the housing loan credit and furusato nozei (hometown tax donation) are not reflected.
This calculator is a general estimate based on standard rules and does not guarantee exact taxes or social insurance. Check your payslip or withholding statement and confirm official amounts with your municipality or pension office.

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